Online mortgage application for UK home mortgages

I keep being asked why the Gift Wrapped Mortgages does not have a complete online automated application process. 

Well you can apply to us using the mortgage enquiry form, but the important documentation is the Fact Find where we really get to know and understand lifestyle and affordability.  Once you make initial contact we can either meet up or I will call you and arrange for this documentation to be completed, and to ask some fundamental questions which aid the process. 

When the Fact Find has been reviewed we can discuss possible products that meet your needs and then it is down to Gift Wrapped Mortgages to source the whole market for the best candidates.

Online mortgage application - No!

The most important fact here is that I will DISCUSS with you the best options, how you feel about them, what you are looking to achieve, the risks, the commitment of a long term mortgage.  So while you can help me out by filling a detailed mortgage enquiry as an independent mortgage broker it is my duty to have personal contact with you, so I can actually provide a good service.