Present Talking…

As a mortgage broker (Cheltenham based)  it’s interesting to see a lot more competitive fixed rates coming back onto the market.  Is this a sign of more confidence  returning or the usual Autumn rush to target by the major lenders - when the often review their annual business levels and take advantage of the last real mortgage window of the year to maximise their annual mortgage sales.  Whatever the truth it’s certainly a good time to look at your own mortgage deal if its close to finishing in the next few months and consider taking advantage of these products now.  Yes you can do that - Mortgage offers are valid for 90 days plus so secure a good rate now and complete when your current deal finishes.