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	<title>Comments for Present Talking...</title>
	<atom:link href="http://www.giftwrappedmortgages.co.uk/blog/comments/feed/" rel="self" type="application/rss+xml" />
	<link>http://www.giftwrappedmortgages.co.uk/blog</link>
	<description>...your home and your mortgage</description>
	<pubDate>Fri, 30 Jul 2010 07:06:43 +0000</pubDate>
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		<title>Comment on UK mortgage lender rates and fees - choose wisely! by mortgage lender rates &#171; loan web</title>
		<link>http://www.giftwrappedmortgages.co.uk/blog/uk-mortgage-lender-rates-and-fees-choose-wisely/comment-page-1/#comment-694</link>
		<dc:creator>mortgage lender rates &#171; loan web</dc:creator>
		<pubDate>Sat, 19 Jun 2010 08:46:48 +0000</pubDate>
		<guid isPermaLink="false">http://www.giftwrappedmortgages.co.uk/blog/uk-mortgage-lender-rates-and-fees-choose-wisely/#comment-694</guid>
		<description>[...] 6.UK mortgage lender rates and fees &#8211; choose wisely! &#124; Present Ta Weigh up the benefits of current UK mortgage lender rates against their fees. Hunting for the lowest rate might not be the wisest move. &#8230; UK mortgage lender &#8211; rates and fees.&#160; Choosing the right deal.&#160;&#8230; http://www.giftwrappedmortgages.co.uk/blog/uk-mortgage-lender-rates-and-fees-choose-wisely/ [...]</description>
		<content:encoded><![CDATA[<p>[...] 6.UK mortgage lender rates and fees &#8211; choose wisely! | Present Ta Weigh up the benefits of current UK mortgage lender rates against their fees. Hunting for the lowest rate might not be the wisest move. &#8230; UK mortgage lender &#8211; rates and fees.&#160; Choosing the right deal.&#160;&#8230; <a href="http://www.giftwrappedmortgages.co.uk/blog/uk-mortgage-lender-rates-and-fees-choose-wisely/">http://www.giftwrappedmortgages.co.uk/blog/uk-mortgage-lender-rates-and-fees-choose-wisely/</a> [...]</p>
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		<title>Comment on Halifax mortgage - changes to LTV by Glory Mae</title>
		<link>http://www.giftwrappedmortgages.co.uk/blog/halifax-mortgage-changes-to-ltv/comment-page-1/#comment-443</link>
		<dc:creator>Glory Mae</dc:creator>
		<pubDate>Tue, 16 Mar 2010 17:39:38 +0000</pubDate>
		<guid isPermaLink="false">http://www.giftwrappedmortgages.co.uk/blog/2008/04/04/halifax-mortgage-changes-to-ltv/#comment-443</guid>
		<description>Yes,it is advisable to consult a independent broker because the advice is less bias to a particular company that he affiliated. Thanks for the post.</description>
		<content:encoded><![CDATA[<p>Yes,it is advisable to consult a independent broker because the advice is less bias to a particular company that he affiliated. Thanks for the post.</p>
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		<title>Comment on Flexible Mortgage - what are flexible mortgages by Glory Mae</title>
		<link>http://www.giftwrappedmortgages.co.uk/blog/flexible-mortgage-what-are-flexible-mortgages/comment-page-1/#comment-442</link>
		<dc:creator>Glory Mae</dc:creator>
		<pubDate>Tue, 16 Mar 2010 17:37:30 +0000</pubDate>
		<guid isPermaLink="false">http://www.giftwrappedmortgages.co.uk/blog/flexible-mortgage-what-are-flexible-mortgages/#comment-442</guid>
		<description>This is an informative post.I like it. I was not orientated about flexible mortgages just now. Thanks for posting.</description>
		<content:encoded><![CDATA[<p>This is an informative post.I like it. I was not orientated about flexible mortgages just now. Thanks for posting.</p>
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		<title>Comment on UK mortgage lender rates and fees - choose wisely! by mortgage advice</title>
		<link>http://www.giftwrappedmortgages.co.uk/blog/uk-mortgage-lender-rates-and-fees-choose-wisely/comment-page-1/#comment-407</link>
		<dc:creator>mortgage advice</dc:creator>
		<pubDate>Fri, 05 Feb 2010 08:42:23 +0000</pubDate>
		<guid isPermaLink="false">http://www.giftwrappedmortgages.co.uk/blog/uk-mortgage-lender-rates-and-fees-choose-wisely/#comment-407</guid>
		<description>Most mortgage companies will entice buyers with low interest rates and keep the focus on that. The interest rate can change depending on how the mortgage is written and the Bank of England bank rate. When purchasing a loan check the small print and make sure you know when charges will occur and that you can pay the monthly payments.</description>
		<content:encoded><![CDATA[<p>Most mortgage companies will entice buyers with low interest rates and keep the focus on that. The interest rate can change depending on how the mortgage is written and the Bank of England bank rate. When purchasing a loan check the small print and make sure you know when charges will occur and that you can pay the monthly payments.</p>
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		<title>Comment on Best Mortgage Deals &#124; Online or Mortgage Broker? by mortgage advice</title>
		<link>http://www.giftwrappedmortgages.co.uk/blog/best-mortgage-deals-online-or-mortgage-broker/comment-page-1/#comment-405</link>
		<dc:creator>mortgage advice</dc:creator>
		<pubDate>Thu, 04 Feb 2010 11:57:20 +0000</pubDate>
		<guid isPermaLink="false">http://www.giftwrappedmortgages.co.uk/blog/best-mortgage-deals-%e2%80%93-online-or-mortgage-broker/#comment-405</guid>
		<description>When researching for a loan and trying to get the best dealt available it is a good idea to check over the phone for ease ability but to go further with checking this information it is probably best to go to a branch if you are dealing with a bank or regulated creditor. Branch staffs are better to talk details when regarding loans as they have been trained more and need to know the current details and information in the financial sector. This would also apply when finalising a loan as you talk to someone face to face and get to know them and any problems you can physically go to them and ask them and queries and concerns.</description>
		<content:encoded><![CDATA[<p>When researching for a loan and trying to get the best dealt available it is a good idea to check over the phone for ease ability but to go further with checking this information it is probably best to go to a branch if you are dealing with a bank or regulated creditor. Branch staffs are better to talk details when regarding loans as they have been trained more and need to know the current details and information in the financial sector. This would also apply when finalising a loan as you talk to someone face to face and get to know them and any problems you can physically go to them and ask them and queries and concerns.</p>
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		<title>Comment on Best Mortgage Deals &#124; Online or Mortgage Broker? by Robert</title>
		<link>http://www.giftwrappedmortgages.co.uk/blog/best-mortgage-deals-online-or-mortgage-broker/comment-page-1/#comment-300</link>
		<dc:creator>Robert</dc:creator>
		<pubDate>Tue, 29 Sep 2009 08:59:36 +0000</pubDate>
		<guid isPermaLink="false">http://www.giftwrappedmortgages.co.uk/blog/best-mortgage-deals-%e2%80%93-online-or-mortgage-broker/#comment-300</guid>
		<description>With the world being online these days, it's more of a case of "Should you do it yourself, or contact a broker?"

Most brokers are online... use them.  They save you time, effort and more often than not quite a good deal of money.</description>
		<content:encoded><![CDATA[<p>With the world being online these days, it&#8217;s more of a case of &#8220;Should you do it yourself, or contact a broker?&#8221;</p>
<p>Most brokers are online&#8230; use them.  They save you time, effort and more often than not quite a good deal of money.</p>
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		<title>Comment on Best Mortgage Deals &#124; Online or Mortgage Broker? by sean clifford</title>
		<link>http://www.giftwrappedmortgages.co.uk/blog/best-mortgage-deals-online-or-mortgage-broker/comment-page-1/#comment-244</link>
		<dc:creator>sean clifford</dc:creator>
		<pubDate>Fri, 22 May 2009 15:55:42 +0000</pubDate>
		<guid isPermaLink="false">http://www.giftwrappedmortgages.co.uk/blog/best-mortgage-deals-%e2%80%93-online-or-mortgage-broker/#comment-244</guid>
		<description>I run Verify Identity Ltd which is the UKs largest face to face identity verification service as we operate via the Post Office network nationally.

In order to satisfy the enhanced due diligence requirements of AML2007 I would ask you to take a look at our services at www.veri-fy.co.uk.

And ring me on 08458 622 633 opt 4</description>
		<content:encoded><![CDATA[<p>I run Verify Identity Ltd which is the UKs largest face to face identity verification service as we operate via the Post Office network nationally.</p>
<p>In order to satisfy the enhanced due diligence requirements of AML2007 I would ask you to take a look at our services at <a href="http://www.veri-fy.co.uk">http://www.veri-fy.co.uk</a>.</p>
<p>And ring me on 08458 622 633 opt 4</p>
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		<title>Comment on Best Mortgage Deals &#124; Online or Mortgage Broker? by Money Saving Advice</title>
		<link>http://www.giftwrappedmortgages.co.uk/blog/best-mortgage-deals-online-or-mortgage-broker/comment-page-1/#comment-243</link>
		<dc:creator>Money Saving Advice</dc:creator>
		<pubDate>Wed, 20 May 2009 16:10:04 +0000</pubDate>
		<guid isPermaLink="false">http://www.giftwrappedmortgages.co.uk/blog/best-mortgage-deals-%e2%80%93-online-or-mortgage-broker/#comment-243</guid>
		<description>Best First-time mortgage released today from the Lloyds Banking Group. All you need is a 5% deposit and they will allow you a 95% mortgage - nothing like it on the market todate. 3 year Fixed rate at 4.39% and flexible. I’ve got the full story....</description>
		<content:encoded><![CDATA[<p>Best First-time mortgage released today from the Lloyds Banking Group. All you need is a 5% deposit and they will allow you a 95% mortgage - nothing like it on the market todate. 3 year Fixed rate at 4.39% and flexible. I’ve got the full story&#8230;.</p>
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		<title>Comment on Best Mortgage Deals &#124; Online or Mortgage Broker? by Money Saving Expert</title>
		<link>http://www.giftwrappedmortgages.co.uk/blog/best-mortgage-deals-online-or-mortgage-broker/comment-page-1/#comment-211</link>
		<dc:creator>Money Saving Expert</dc:creator>
		<pubDate>Sun, 15 Mar 2009 08:28:45 +0000</pubDate>
		<guid isPermaLink="false">http://www.giftwrappedmortgages.co.uk/blog/best-mortgage-deals-%e2%80%93-online-or-mortgage-broker/#comment-211</guid>
		<description>You should always use a mortgage broker that has access to the "Whole of the Mortgage Market".  They can search out the best mortgage product available for your circumstances and they will provide you with "Advice and full recommendation" for the product they recommend you. You don't get this kind of service from a compare online mortgage.</description>
		<content:encoded><![CDATA[<p>You should always use a mortgage broker that has access to the &#8220;Whole of the Mortgage Market&#8221;.  They can search out the best mortgage product available for your circumstances and they will provide you with &#8220;Advice and full recommendation&#8221; for the product they recommend you. You don&#8217;t get this kind of service from a compare online mortgage.</p>
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		<title>Comment on Mortgage Brokers are still out there by mortgage Gloucestershire</title>
		<link>http://www.giftwrappedmortgages.co.uk/blog/mortgage-brokers-are-still-out-there/comment-page-1/#comment-203</link>
		<dc:creator>mortgage Gloucestershire</dc:creator>
		<pubDate>Sat, 28 Feb 2009 11:32:55 +0000</pubDate>
		<guid isPermaLink="false">http://www.giftwrappedmortgages.co.uk/blog/mortgage-brokers-are-still-out-there/#comment-203</guid>
		<description>I quite agree.  When you do find a broker ensure they source from the whole market and check out their fees upfront.</description>
		<content:encoded><![CDATA[<p>I quite agree.  When you do find a broker ensure they source from the whole market and check out their fees upfront.</p>
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